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Rather than jumping straight to student debt forgiveness, which creates a moral hazard for current and future student borrowers and is poorly targeted, Congress and the administration should do a better job of informing borrowers about what options exist to make affordable payments, while simplifying options to remove confusion. maroon dulhan lehenga ALEC BALDWIN SAYS HE DREAMED DONALD TRUMP WAS TRIED FOR 'SEDITION' WITH A MAKESHIFT NOOSE OUTSIDE COURTHOUSEThe message came after a relatively busy morning on the app for the "30 Rock" alum, who kicked off the day by calling the recent loss of Congressman Jamie Raskin and Sarah Bloom Raskin's son "unspeakable. maroon dulhan lehenga nbsp;KAMALA HARRIS' STEPDAUGHTER ELLA EMHOFF SIGNS CONTRACT WITH IMG MODELSIn December, transition lawyers said they were drafting new ethics rules for business ventures of the Biden and Harris families that "are likely to be more restrictive than the rules that governed the Obama administration," according to The Washington Post. maroon dulhan lehenga nbsp;GARLAND SEES ‘NO REASON’ WHY DURHAM SHOULDN’T BE LEFT IN PLACE FOR RUSSIA ORIGINS PROBE BUT DECLINES COMMITTALThere is no vacancy on the Supreme Court, but it is widely speculated that Justice Stephen Breyer will retire during Biden's current term, potentially after the current Supreme Court session that ends in late spring. maroon dulhan lehenga